Want to earn $125 cash without side hustles, surveys, or risky apps? If you’re in Australia, the ING $125 bonus is one of the easiest bank sign-up offers available right now. It pays real money and the steps are simple, even if you’re not confident with banking.
This guide explains exactly how to earn $125 from ING using a referral code, with clear instructions you can follow from start to finish.
To get $125 Bonus use Promo code: KRF450
What Is the ING $125 Bonus?
The ING $125 bonus is part of ING Australia’s Refer a Friend promotion. New customers who open an ING Orange Everyday account using a valid ING referral code can earn $125 cash after completing a few everyday banking actions. The bonus is paid directly by ING, making it a legitimate bank offer rather than a third-party deal.
This offer is available to Australian residents only and applies to new ING customers.
Who Can Earn $125 from ING?
You are eligible for the ING $125 sign up bonus if you meet all of the following:
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You live in Australia
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You are new to ING or have not previously held an Orange Everyday account
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You complete all required steps within the correct timeframe
You do not need a high income or perfect credit history, as this is a standard everyday bank account.
How to Earn $125 from ING Step by Step
Follow these steps carefully to make sure you qualify for the bonus.
Step 1: Open an ING Orange Everyday Account
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Visit the ING referral link in Step 1.
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Apply online for a new Orange Everyday account
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Enter the promo code KRF450 in the “Promotional code” field before submitting (it’s important to get $125 AUD bonus)
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Complete the identity verification process
Entering the referral code during signup is mandatory to qualify for the $125 bonus.
Step 2: Deposit $1,000 into Your New Account
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Deposit at least $1,000 into your ING Orange Everyday account
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The money must come from an external source such as another bank or salary
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The deposit must be completed within a single calendar month
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You do not need to keep the money in the account long term
Once the deposit is made, you can spend or transfer the money as normal.
Step 3: Make 5 Settled Card Purchases
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Use your ING debit card to make at least 5 purchases
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Transactions must be settled, not pending
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Purchases must be completed within the same calendar month as the deposit
Eligible purchases include:
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Groceries
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Fuel
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Coffee and food
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Online shopping
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Subscriptions
ATM withdrawals and pending transactions do not count toward the requirement.
Step 4: Open a Savings Maximiser Account
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Log in to the ING app or online banking
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Open an ING Savings Maximiser account
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Deposit any amount, even a small balance
Opening this account completes the final eligibility step.
When Will You Receive the ING $125 Bonus?
After all steps are completed correctly, ING will credit $125 cash into your Orange Everyday account. The bonus is usually paid within a few weeks but can take up to 30 days. No additional application is required, as the payment is processed automatically.
Tips to Make Sure You Get the Bonus
To avoid missing out on the ING $125 bonus, keep these tips in mind:
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Enter the referral code KRF450 during signup
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Complete all steps within the same calendar month
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Make card purchases early so they settle on time
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Do not forget to open a Savings Maximiser account
Following these tips makes the process smooth and stress-free.
Why the ING $125 Bonus Is Worth Doing
The ING referral bonus is popular because it offers:
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Real cash instead of points or vouchers
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No ongoing monthly account fees
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Simple and achievable requirements
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A trusted Australian bank
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No long-term commitment
If you are planning to open a new bank account, earning $125 from ING is an easy way to get extra money with minimal effort.
